Protect What Matters Most with Janet Puga



Expert Guidance in Auto, Home, Commercial, and Boat Insurance
With over 10 years of experience serving Florida residents, Janet specializes in tailoring insurance solutions to protect what matters most to you.
Providing Coverage Through Top-Rated Companies:
















Protecting Every Aspect of Your Life
Our Insurance Solutions
Janet Puga is committed to providing comprehensive insurance solutions tailored to your unique needs. Explore our range of services designed to safeguard your assets and give you peace of mind.
Home Insurance
Get customized home insurance policies that protect your dwelling and personal belongings.
- Protection against natural disasters, theft, and accidents.
- Options for homeowners, renters, and condo insurance.
- Additional coverage for valuable personal property.
Auto Insurance
Get competitive rates & comprehensive coverage options tailored to your needs.
- Liability, collision, and comprehensive coverage.
- Uninsured/Underinsured motorist protection.
- Discounts for safe drivers and multi-policy holders.
Commercial
Get specialized insurance solutions that protect your operations, employees, and assets.
- General liability and property insurance.
- Workers’ compensation and employer liability.
- Professional liability and commercial auto coverage.
Boat Insurance
Comprehensive policies that cover a variety of watercraft & potential risks.
- Protection for boats, yachts, and personal watercraft.
- Liability coverage for bodily injury and property damage.
- Coverage for equipment, towing, and emergency services.
Experience, Dedication, Results
Meet Janet Puga


With more than 10 years of experience in the insurance industry, Janet Puga has dedicated her career to helping Florida residents find the perfect insurance solutions for their unique needs. As a trusted agent at Florida One Insurance, Janet combines her extensive knowledge with a personalized approach to ensure each client receives the attention and coverage they deserve.
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100% Bilingual - Hablo Español
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Over 10 Years of Experience in Insurance
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Personalized, Client-Centered Approach
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Deep Roots in the Florida Community

Testimonials
What Our Clients Say
Discover how Janet’s commitment to personalized insurance solutions has brought peace of mind to our clients. Explore their stories to see how we safeguard assets and meet unique needs.
Charlie Bravo Company2025-03-07Trustindex verifies that the original source of the review is Google. Janet really knew her stuff. She got my insurance switched from one provider to another in the blink of an eye! Saved me $80 a month for the same coverage, too! Super-glad that I found her. Truthfully, the most pain-free car insurance interaction I’ve ever had. Thank you, Janet! Yohanna Valdes Lopez Portilla2025-03-05Trustindex verifies that the original source of the review is Google. Estoy muy agradecida con los servicios ofrecidos por Janet Puga ya que me ayudó a mí y a mi familia a obtener el mejor seguro por el mejor precio . Su amor a la profesión y dedicación me hizo plantearme trabajar para esta agencia , estoy muy orgullosa de poder pertenecer a Florida One Insurance , ya que se caracteriza por la buena atención al cliente . Ashley Buron2025-02-07Trustindex verifies that the original source of the review is Google. Janet helped me and my Husband get a great rate for our new 2025 SUV. We would definitely recommend her to other people. Thanks Janet Payton Hyra2025-02-06Trustindex verifies that the original source of the review is Google. Janet is Great and helps all of my clients that I sell vehicle's to get their new vehicle added to their policy quick and easy! Even can save them some money on their policy! Elijah Brawley2025-02-06Trustindex verifies that the original source of the review is Google. I’ve struggled with my insurance for MONTHS because I’m a 21 year old kid. I don’t have any tickets but I’ve been in an accident. A lot of places refused to insure me unless I pay $400+ A MONTH. I was overpaying for months and Janet was able to lower my insurance and save me literal thousands a year. She was delightful to work with and I will continue to work with her in the future. By FAR the best insurance representative I’ve ever worked with. Highly recommended. terrell posada2025-02-06Trustindex verifies that the original source of the review is Google. A True Professional in the Insurance Industry. Janet and her team are absolutely phenomenal! From start to finish, she made the entire insurance process seamless and stress-free. Her knowledge, professionalism, and genuine care for her clients set her apart from the rest. Not only did she save me money, but she also saved me valuable time by finding the best coverage tailored to my needs. She took the time to explain everything clearly, ensuring I understood my options and felt confident in my decision. I couldn’t be happier with the service I received. If you're looking for an insurance expert who truly puts your best interests first, Janet is the one to call! Highly recommend! ⭐⭐⭐⭐⭐ Sal Capodicci2025-02-06Trustindex verifies that the original source of the review is Google. Janet is the best. She was professional and answered all my questions. She is very knowledgeable and saved me a lot of money. Carolan Pallavicini2025-02-06Trustindex verifies that the original source of the review is Google. Always goes above and beyond for me. It is like we have our very own VIP treatment, and she not only helps me but is able to get me the best deal out there! Frank Martinez2025-01-23Trustindex verifies that the original source of the review is Google. Excellent customer service. Iam very happy with Janet. She gave me a great deal. I transfer all my accounts to her office because every time I needed it information she will always pick up the phone and answer all my questions. I thank you very much.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Quality Coverage Starts with Quality Providers
Our Trusted Partners
At Florida One Insurance, Agent Janet Puga collaborates with some of the most respected insurance companies in the industry. These trusted partnerships enable us to offer a wide range of coverage options tailored to your unique needs. By working closely with these esteemed providers, Janet ensures you receive reliable, comprehensive insurance solutions.













Your Insurance Questions Answered
Frequently Asked Questions
Navigating the world of insurance can be complex. Janet is here to simplify the process by answering some of the most common questions clients have. If you don’t find the information you’re looking for, please feel free to contact Janet directly for personalized assistance.
How do I know what coverage I need?
Determining the right coverage depends on your unique situation, assets, and potential risks. Janet will work closely with you to assess your needs and provide personalized recommendations. She considers factors such as:
•Value of Your Assets: Home, vehicles, business equipment, or boats.
•Liability Risks: Potential legal liabilities you may face.
•Personal Circumstances: Family size, lifestyle, and future plans.
•Regulatory Requirements: State laws or industry regulations that may affect your coverage needs.
By understanding your specific circumstances, Janet can tailor insurance solutions that offer optimal protection and peace of mind.
Can I bundle different types of insurance?
Absolutely! Bundling multiple insurance policies, such as home and auto insurance, can offer several benefits:
•Cost Savings: Insurance companies often provide discounts for bundled policies, reducing your overall premiums.
•Convenience: Managing all your policies through one agent simplifies communication and policy management.
•Comprehensive Coverage: Ensures that all aspects of your insurance are coordinated to prevent gaps in coverage.
Janet can help you explore bundling options that maximize savings while providing the comprehensive protection you need.
What information do I need to provide for a quote?
To provide an accurate and personalized insurance quote, Janet will need some essential information:
•Personal Details:
•Full name
•Contact information (phone number, email address)
•Date of birth
•For Home Insurance:
•Property address
•Type of property (house, condo, etc.)
•Year built and construction details
•Home value and contents estimate
•Current insurance details (if applicable)
•For Auto Insurance:
•Vehicle make, model, and year
•Vehicle Identification Number (VIN)
•Driving history and license information
•Current insurance details (if applicable)
•For Commercial Insurance:
•Business name and address
•Type of business and industry
•Number of employees
•Annual revenue
•Business assets and equipment details
•For Boat Insurance:
•Type and size of the boat
•Year, make, and model
•Usage (personal, commercial)
•Mooring location
Rest assured, all information you provide is kept confidential and used solely to tailor the best insurance options for you.
How quickly can I get coverage after applying?
In many cases, coverage can begin almost immediately after your application is approved and the necessary documents are signed. The timeline typically depends on:
•Type of Insurance: Some policies, like auto insurance, can often be activated the same day. Others, like commercial insurance, may require more detailed underwriting.
•Completeness of Information: Providing all required information promptly helps expedite the process.
•Underwriting Process: Janet works diligently with insurance providers to streamline underwriting and minimize delays.
Janet is committed to making the process as efficient as possible to ensure you have the protection you need without unnecessary waiting periods.