Auto Insurance
Liability, collision, and uninsured-motorist coverage, including policies written at the dealership before you drive away.
Learn more
Southwest Florida · Since 2022
Where you insure
the future.
Four offices across Lee and Collier counties, writing auto, home, commercial, and boat coverage for the families and businesses of Southwest Florida.
Written by people you can visit.
The agency began with one licensed agent and one desk. It is now four offices across two counties, staffed by people who answer the telephone when it rings.
We are independent. Your policy is placed with the carrier that actually fits it, Travelers, Citizens, Progressive, GEICO, Kemper and others, rather than the one we are obliged to sell.
Nothing here has been automated away. You are given a person, and that person is still here at renewal.
Four lines, written properly.
Home Insurance
Homeowners, condo, and renters coverage for a wind-and-flood state, placed by a department that writes nothing else.
Learn moreCommercial Insurance
General liability, property, workers' compensation, and commercial auto for Southwest Florida trades and storefronts.
Learn moreBoat Insurance
Hull, liability, towing, and personal-watercraft coverage for Gulf and inland water, written for the way boats are used here.
Learn moreFour locations across Lee and Collier.
Two counties, two stories. Fort Myers is the agency proper, full lines, plus a homeowners department of its own. Naples is two desks, inside two dealerships.
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Home Office
Fort Myers
3049 Cleveland Ave N, Suite 235
Fort Myers, FL 33901Elizabeth Martinez
Location Manager
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Homeowners Department
Fort Myers
3049 Cleveland Ave N, Suite 231
Fort Myers, FL 33901Mercedes Dacosta
Location Manager
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Naples Chrysler Dodge Jeep Ram
Naples
6381 Airport-Pulling Rd N
Naples, FL 34109Rosali Santana
Location Manager
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Insured before you leave the lot.
Two of our four desks sit inside Naples dealerships. Sign for the car, walk twenty feet, and leave with a bound policy in your name. No second appointment, no gap in coverage, no temporary binder from a carrier you have never spoken to.
We are also happy to quote a car you have not bought yet, so the insurance figure is on the table while you are still negotiating.
Request a QuoteThe people who answer.
Janet Puga
Agency Principal
Southwest Florida
Habla Español
Elizabeth Martinez, Home Office
Location Manager
Fort Myers · Home Office
Habla Español
Mercedes Dacosta, Homeowners Department
Location Manager
Fort Myers · Homeowners
Rosali Santana, Naples Chrysler Dodge Jeep Ram
Location Manager
Naples · Chrysler Dodge Jeep Ram
Habla Español
Yohanna Valdes, Naples Mazda
Location Manager
Naples · Mazda
Habla Español
Lee & Collier · the homes and businesses we insure
In their words.
Pulled live from our Google Business Profile. Nothing here is selected or edited by us.
We place coverage with
Questions we are asked.
If yours is not here, call the office. Someone will pick up.
How do I know what coverage I need?
We ask what you own, who drives, where you live, and what you could not afford to replace. Then we quote two or three carriers and explain the difference in plain terms, including where a cheaper policy leaves you exposed. There is no obligation at the end of it.
Can I bundle auto and home?
Yes, and it is usually the largest single saving available to a Southwest Florida household. Auto is written at any of the four locations; home is placed by the homeowners department in Fort Myers. You deal with one agency and one renewal conversation, even when the two policies sit with different carriers.
What do you need from me for a quote?
For auto: the driver’s license number for everyone who drives, the vehicle identification number or the year and model, and your current declarations page if you have one. For home: the address, the year built, and the age of the roof. If the paperwork is not to hand, call the office and we will work with what you know.
How quickly can coverage start?
Most auto policies can be bound the same day, and often within the hour, including at the two Naples dealership desks, where a policy can be issued before you drive off the lot. Home and commercial policies depend on the carrier’s inspection requirements, and we will tell you what those are before you commit.
Can I insure a car at the dealership before I drive it home?
Yes. Two of the four desks sit inside Naples dealerships: Chrysler Dodge Jeep Ram and Mazda. Sign for the car, walk twenty feet, and leave with a bound policy in your name. We are also happy to quote a vehicle you have not bought yet, so the insurance figure is on the table while you are still negotiating.