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Independent · Lee & Collier counties

About the agency.

Four offices across two counties, independently owned, placing your policy with the carrier that actually fits it rather than the one we are obliged to sell.

Offices

Four

Carriers we place with

Fourteen

Lines written

Four

Languages

English · Español


Written by people you can visit.

The agency began with one licensed agent and one desk. It is now four offices across two counties, staffed by people who answer the telephone when it rings.

We are independent. Your policy is placed with the carrier that actually fits it, whether that is Travelers, Citizens, Progressive, GEICO or Kemper, rather than the one we are obliged to sell. When a renewal comes back wrong, we move it.

Nothing here has been automated away. You are given a person, and that person is still here at renewal.

Where we are

Two suites in the same Fort Myers building, and two desks inside Naples dealerships, so a car can be signed for and insured in one afternoon.

How we quote

Two or three carriers side by side, with the reason for the difference said out loud, including where the cheaper policy leaves you exposed.

Both languages

Every office answers in English and Spanish. Not a translated page, the person on the telephone.

Licensed in Florida

GAT Insurance, LLC · Florida License No. L117365. Coverage decisions are made by licensed agents, never by a form.

A Southwest Florida house on a residential street

What independent means

No carrier owns our recommendation.

A captive agent has one company to sell. We have fourteen, so the answer to "who should write this?" changes with your house, your ZIP code, and your driving record.

Read the reviews →

The people you would be dealing with.

Direct lines →

What customers say.

Pulled live from our Google Business Profile. Nothing here is selected or edited by us.

We place coverage with fourteen carriers.

Admitted carriers, surplus lines, and Citizens where the private market will not write.

Speak with someone who will still be here at renewal.

(239) 544-0950

9:00 am – 5:00 pm, Monday to Friday