Notes
Boat
Notes on watercraft cover for Gulf and inland water, including the warranties owners only read after a storm.
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Your boat policy before the next named storm
Most Florida watercraft policies help pay to haul or secure a boat once a storm is named. Almost all of them want something from you first.
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Agreed value or actual cash value, on a hull
On an older boat the difference between these two is most of a total loss. It is one line on the declarations page and it is…
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Navigational limits, and the day you cross one
Every boat policy draws a boundary on a map. Most owners have never looked at theirs, and the first time it matters is the worst time…
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Towing is not salvage, and the bill is not the same
A tow home when the engine quits and a salvage operation after a storm are different services with very different price tags, and policies treat them…
Speak with someone who will still be here at renewal.
(239) 544-0950