Notes
Auto
Notes on motor coverage in Florida: what the state requires, what it does not, and what happens at the dealership desk.
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What PIP actually pays for after a crash
Florida requires it, nearly every driver here carries it, and very few know what it does or where it stops.
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The Florida minimum, and the gap it leaves
Florida is one of the only states whose compulsory minimum does not include bodily injury liability. That absence is the largest uninsured risk most drivers here…
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Uninsured motorist coverage, in a state full of uninsured drivers
Florida has one of the highest uninsured-driver rates in the country. This is the coverage that pays when the person who hit you cannot.
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Driving for an app, on a policy that excludes it
Most personal auto policies exclude driving for hire, and the cover the app provides has gaps at both ends of a trip.
Speak with someone who will still be here at renewal.
(239) 544-0950