Notes
Commercial
Notes for Southwest Florida trades and storefronts, from the first employee to the certificate a contract asks for.
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How to read the insurance clause in a contract
Send us the paragraph rather than a summary of it. Here is what we are reading for when it arrives.
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The certificate a contract asks for
A certificate of insurance proves cover existed on the day it was issued and nothing more. Knowing what it is not is what keeps a job…
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When Florida requires workers compensation
The threshold is different for construction than for everything else, and the difference catches small trades every year.
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What business interruption pays after a storm
The coverage replaces income you would have earned. What trips people up is the trigger, the waiting period, and what happens when the building is fine…
Speak with someone who will still be here at renewal.
(239) 544-0950