Written at the desk · Southwest Florida
Notes
Plain explanations of the coverage questions our offices are actually asked. Wind against flood, what a hurricane deductible really costs, and where a personal policy stops covering a working truck. Written by the licensed agents who answer the telephone.
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The NFIP renewal date, and what a lapse would do
The National Flood Insurance Program runs on an authorisation that Congress has to renew. If it lapses, new policies stop and closings stall.
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Citizens is shrinking, on purpose
Florida wants its insurer of last resort to be smaller, and the policy count has fallen hard. Here is what that means if you are one…
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No, Florida did not repeal PIP
A bill to end no-fault was filed and died in committee. The requirement is unchanged, and a good deal of confident writing online says otherwise.
Speak with someone who will still be here at renewal.
(239) 544-0950